Sunday, April 1, 2012

Debt Dispute Letter

By Allan Henry


When you hear the term debt dispute letter, it is usually referring to debt verification or a debt validation letter. Either one of these letters are widely used in debt disputes. Debt often needs to be disputed because you, as a consumer, may not agree with some or all of the terms of the alleged debt. In a debt dispute, you can only be effective if you dispute the debt in the appropriate way.

In all credit card debt disputes, my goal is to end up with all of the debt completely eliminated. No lame settlements, no payments plans, just simply gone. The best way to move towards a situation like this is by sending debt dispute letters. The best debt dispute letter to send is the debt validation letter. I have seen debt be eliminated extremely quickly or insanely low settlement offers being made after these letters are sent properly.

Learning how to send debt dispute letters in an effective way is extremely important. Some people think that by sending any type of letter disputing debt that that they will then be protected from unwarranted collection attempts. This is not true. Just like most things in life, how you argue is more important than what you are arguing about, so learn how to argue or dispute effectively!

How can you become an expert at sending debt dispute letters? It is actually quite easy! You need to understand that the best debt dispute letter to send is the debt validation letter. Now that you know that, the easiest way to learn how to write debt validation letters is to read the information provided on the Plan B websites, especially www.debtvalidationletter.net. The knowledge you find here will help your credit card debt situation immensely!

Debt dispute letters are a great way to keep your creditor or debt collector playing by the rules. If you have received a collection notice already, do not waste any time in sending a debt validation letter. Once your creditor or debt collector receives this letter, they will have to provide validating information on your account before they attempt any more collection efforts. Do yourself a favor and send out a debt dispute letter today!

The reason that I have taken the time and effort to compile all of this excellent information about debt dispute letters is that after being in the credit card collection industry from a long time I know the value that these letters hold. I have seen first hand the effect that they can have on the average persons financial situation. I highly recommend using these letters to their full potential and protecting yourself as much as possible.




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